Important information

Education is not a coverage recommendation.

The website helps visitors organize questions and understand general concepts. It does not determine eligibility or replace a licensed conversation.

Insurance information

Insurance availability, features, rates, eligibility, underwriting, and carrier requirements vary by product, state, and individual circumstances. Product-specific guidance and recommendations are provided only by an appropriately licensed insurance professional.

No guarantee

Nothing on this website guarantees coverage, pricing, approval, carrier appointment, employment, production, income, or any particular outcome.

AURA

AURA is presented as an educational concierge. She may explain general concepts and help prepare questions, but she is not a licensed insurance agent and must not make product recommendations or conduct licensed insurance activity.

Website tools

The guided questionnaires are educational planning tools. A completed submission creates a request for follow-up and a receipt; it does not determine eligibility, produce a quote or recommendation, bind coverage, or create an insurance application.